Experts in Real Estate Funding for Complex Investments
Americas Lending Group provides fast and flexible, asset based financing for borrowers and investors with complex situations. We help you move forward without the red tape of traditional lending.
Whether you are refinancing, purchasing, or need to close quickly, we focus on solutions based primarily on the value of the property.
If a bank has turned you down because your situation is not traditional, you may still have options. Our lending is designed for borrowers who need speed, flexibility, and alternative qualification methods.
We work with borrowers and investors who do not fit conventional bank guidelines, including:
-Commercial property owners.
-Real estate investors with non owner occupied properties.
-Self employed individuals and business owners.
-Borrowers denied by banks or traditional lenders.
-Borrowers in foreclosure or pre foreclosure.
-Borrowers recently out of bankruptcy, including as soon as one day after discharge on a case by case basis.
-Borrowers with low credit scores, where minimum requirements may apply.
Approvals are based on property eligibility, loan to value requirements, and underwriting factors.
We offer financing built for speed and flexibility.
Loans structured around the value of the property, not tax returns.
A strong option for self employed borrowers and business owners who want alternatives to traditional income documentation.
Short term solutions for investors, acquisitions, and time sensitive opportunities.
Programs designed for commercial properties and investment real estate.
For more than 15 years, we have helped borrowers close when traditional lenders will not.
-Direct lender with no middlemen.
-Fast approvals and fast closings.
-Asset based underwriting.
-Competitive rates based on program and borrower profile.
-Flexible documentation options, including bank statement programs.
-Foreclosure solutions and time sensitive lending options.
Every loan is unique, but approvals typically depend on:
-FICO score.
-Property appraisal.
-Insurance verification.
-Loan to value, also known as LTV.
-Exit strategy and repayment plan.
-Closing timeline and title readiness.
Some programs may allow credit scores as low as approximately 500 with maximum loan to value limits, such as up to 50 percent. This depends on property type and overall loan structure.
If you have been denied by a bank, recently experienced financial hardship, or need a faster path to closing, we may be able to help.
Contact us today to discuss your scenario and explore your options.
All loans are subject to underwriting, property requirements, and approval. Terms and availability vary by state, property type, and borrower profile. No loan is guaranteed.
Superior Modern Ways to Fund Your Real Estate Investments
At Americas Lending Group, we redefine the way real estate funding works. Whether you’ve faced rejection due to bad credit or complex financial circumstances, we are here to offer solutions others may not. Specializing in intricate and challenging real estate financing, we’re committed to helping you achieve your investment goals.
Who We Are
Licensed in 46 states, Americas Lending Group is a team of seasoned professionals in real estate, finance, law, and accounting. Our deep understanding of the New York and U.S. real estate markets enables us to efficiently source, analyze, and execute debt and equity opportunities. From quick approvals to innovative funding options, we bring expertise and flexibility to every transaction.
Our Achievements
Since our inception, we’ve originated and purchased over $500 million in commercial real estate equity and debt transactions, completing more than 350 successful deals. We also manage over 175 unique commercial properties in New York, ensuring consistent performance and value.
Why We’re Different
Unlike traditional lenders, we specialize in working with clients facing unique challenges. Whether you’re navigating foreclosure, bankruptcy, or simply a complicated investment, we think outside the box to craft tailored solutions. Even if others have said no, we’re likely to consider your case.
What We Offer
Direct Lending, No Middlemen
As direct lenders, we eliminate the need for brokers, saving you time and money. When opportunities arise, there’s no time to waste with unnecessary hoops. We provide quick closings so you can focus on growing your business without delays.
Your Trusted Partner
When you choose Americas Lending Group, you’re partnering with real members of your community who truly understand the market. We collaborate with appraisers, real estate agents, attorneys, builders, and investors to ensure seamless transactions and long-term success.
Our Promise
Whether your real estate business is just starting or already on the path to success, we’re here to help you thrive. With expert advice, tailored funding, and a commitment to flexibility, Americas Lending Group is your go-to partner for real estate investments.
Let’s discuss how we can fund your success today. Contact us to explore your opportunities.